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Tips For A Successful Closing
Hello Buyers and Sellers! Here are a couple short and sweet tips on having a smooth closing:
- Avoid "shifting" your money from bank accounts, credit cards etc, keep everything as is
- Maintain your current employment/income source, don't change jobs
- Respond quickly to all requests for information
- Keep residence, marital status, business ownership, etc. stable
- Do not obtain new debt – maintain your credit record and defer any major purchases aka don't go buy a new truck until AFTER you close on your house!
- Funds to close must come from the same verified accounts provided at time of applications, you can't have a last minute gift fund if you spend your savings so…. be careful what you spend!
I hope this helps you during your real estate transactions! Contact me if you have any questions, I'm here to help!
Have a great week!
-Aimee Slesk
First Time Home Buyer Basics
Hello First Time Buyers!
Blogging today about the amaizing experience of purchasing your first home. This can be one of the most exciting times in your life and also one of the most challenging and confusing. It is my job as your broker to walk you through and counsel you throughout the processs step by step.
Step 1 – Find an excellent realtor you feel comfortable with. This is a relationship I like to compare to that of a dating relationship i.e. you are 'going steady' with the realtor of your choice.
Step 2 – If you have not already done so get preapproved through a lender to find out the amount you are able to use for the purchase of your home.
Step 3 – Shop for a home! Narrow down a location you love first. This will be the most important aspect of the property you buy. Then pick a home nearby or in the location of your choice.
Step 4– preview the property(ies) with your realtor and pick one the best fits you and your family.
Step 5 – Make an offer!
Step 6 – Sit back and let your realtor/broker work hard on the contract and next steps of the home buying process.
Steps 1 & 2 can be interchangable but if you are not familiar with a good lender, I can help point you in the right direction. Some lenders have excellent programs for first time home buyers where you actually get cash back on your tax return and can purchase a home without putting any money down upfront! I hope this helps you along the way in your home buying process. Please contact me if you would like to get the process started!
Best regards,
Aimee Slesk
AimeeS@windermere.com
Phone: 360-319-8382
Facebook: https://www.facebook.com/aimeesleskrealestate?ref=bookmarks
